FedStar proudly offers our members three different tiers of credit card convenience:
- Visa Classic: For new borrowers and those qualifying members who wish to re-establish credit
- Visa Gold: For qualifying members who can manage a higher credit line with a superior credit history
- Visa Platinum: Provides a generous line of credit and exceptional benefits for our discriminating members
Our trio of VISA credit cards offer competitive rates, credit lines, and excellent service and are backed by VISA’s Zero Liability Guarantee.
| Card
Type |
CLASSIC |
GOLD |
PLATINUM |
| Annual Percentage Rate |
11.90% |
9.90% |
6.49% |
| Minimum Credit Line |
$300.00 |
$300.00 |
$300.00 |
| Annual Fee |
None |
None |
None |
| Minimum Finance Charge |
None |
None |
None |
| Transaction Fee for Purchases |
None |
None |
None |
| Transaction Fee for Cash Advances |
None |
None |
None |
| Over Credit Limit Fee |
$25.00 |
$25.00 |
$25.00 |
| Returned Check Fee |
$25.00 |
$25.00 |
$25.00 |
| Late Payment Fee |
$25.00 |
$25.00 |
$25.00 |
| Grace Period for Purchases* |
25 Days |
25 Days |
25 Days |
| Balance Calculation Method |
ADB |
ADB |
ADB |
VISA Credit Card Disclosure
* No grace period for cash advances
** All credit card applications subject to credit examination and approval |
