Rates Effective September 20, 2011. Rates subject to change without notice.

Loan Type Term APR* Base New Vehicles 36 Months 3.25% - 11.25% 4.25%   48 Months 3.50% - 11.50% 4.50%   60 Months 3.75% - 11.75% 4.75%   72 Months 4.00% - 12.00% 5.00% Used Vehicles - Up To 3 Years Old 36 Months 4.00% - 12.00% 5.00%   48 Months 4.25% - 12.25% 5.25%   60 Months 4.25% - 12.25% 5.25% 3 - 5 Years Old 48 Months 4.50% - 12.50% 5.50% 6 - 10 years old 48 Months 5.50% - 13.50% 6.50% New Boat, Motor, & Trailer 60 Months 7.50% - 15.50% 8.50% Used Boat, Motor, & Trailer 48 Months 1 - 2 Years 7.50% - 15.50% 8.50%   42 Months 3 - 4 Years 7.50% - 15.50% 8.50%   36 Months 5 - 7 Years 7.50% - 15.50% 8.50%   24 Months All Others 7.50% - 15.50% 8.50% Motorcycles 36 Months 8.25% - 16.25% 9.25%   Up to 60 Months 8.75% - 16.75% 9.75% Computers 36 Months 9.25% - 17.25% 10.25% 4-Wheelers 36 Months 6.25% - 14.25% 7.25% Signature Loans 12 Months 10.25% - 17.95% 11.25%   18 Months 10.25% - 17.95% 11.25%   24 Months 10.25% - 17.95% 11.25%   36 Months 10.25% - 17.95% 11.25%   48 Months 10.25% - 17.95% 11.25% Share Secured Loans Up To 60 Months 4.00%   Certificate Secured Loans Up To CT Maturity 2.50% Above CT Rate

  *  APR is the Annual Percentage Rate.
** Merit-Based Lending - Lowest Rates for all loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's individual credit score. These quoted rates are subject to change. Experian FICO scores below 600 cannot be considered for a loan without exception and management or board approval.