If you plan on keeping your vehicle past its factory warranty period, you will be responsible for all repair costs after that time. There’s nothing harder on a budget than a car payment and a car repair bill in the same month. FedStar now offers comprehensive, extended mechanical breakdown coverage on most new and used vehicles, regardless of the miles you currently have on your odometer.

Benefits include $0 deductible, 24 hour/7 days-a-week roadside assistance, and rental car during repairs. Take your vehicle to the repair facility of your choice, and payments are made directly to the repair facility – which means little or no out-of-pocket expense for you.

Our credit union prices are usually hundreds of dollars less than profit-driven, dealer warranty plans. You can even add the cost of the warranty to your loan, with little or no increase to your monthly payments. Warranty can be purchased at any point during the original loan term.

Don’t have your vehicle financed through FedStar Credit Union? Not a problem. You can still purchase a Route-66 warranty with us!

Full coverage insurance policies only cover the actual cash value of your vehicle - something that rapidly declines during the first years of ownership. During this time, you could easily owe more on your loan than your car is worth, and more than your full-coverage insurance policy will pay if your car is totaled.

GAP Insurance protects you from financial loss when your vehicle is declared a ‘total loss’ by paying the difference between your primary insurance settlement and the unpaid net balance of your loan. GAP will even cover your insurance deductible, up to $1,000, and is available for both new and used vehicles.

This great protection is available for only $285, and can be added to your loan, with little or no increase to your monthly payment. As an added benefit, GAP Insurance can be added to your loan at any point during the original loan term!

Although we all hope life doesn’t throw us any unexpected health problems, we never know what’s around the corner. That’s why FedStar offers Credit Life and Credit Disability Insurance, so you and your family can rest easy with the knowledge that your financial obligations will be taken care of in an unexpected emergency.

Credit Life Insurance will pay off the remaining balance on your loan account in the event of your passing during the term of the original loan.

Credit Disability Insurance will pay the monthly payments on your loan account(s) if you become medically disabled and are unable to work during the term of the original loan.

Credit Life and Credit Disability Insurance can be purchased individually, with the cost included in your monthly payments. Each product is purchased per loan, and can be added at any point during the original loan term.

You trust FedStar Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto & Homeowners Insurance Program.

• The MEMBERS Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
• Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
• Receive fast, easy access to claims service 24 hours a day.
• Obtain a free, no-obligation quote.

Click here to start saving!

The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Notice to Borrowers